At ARGOZ Consultants, we specialize in optimizing scheme costs, interchange fees, and discount rates for issuers and acquirers, achieving savings of up to 15% on Scheme Costs and other relevant savings. Our dual approach includes consulting services that offer comprehensive cost analysis and tailored optimization strategies, as well as AI-powered software solutions that provide real-time tracking and detailed analytics. With experience working with over 200 entities across 30 countries, we transform complex financial data into actionable insights, driving efficiency and profitability. Partner with ARGOZ to unlock significant cost savings and enhance your financial performance. *****FAQs***** "Q1 [What services does ARGOZ Consultants offer? ARGOZ Consultants specializes in optimizing scheme costs, interchange fees, and discount rates for financial institutions, including issuers and acquirers. We provide expert consulting services and AI-powered SaaS tools that offer comprehensive cost analysis, real-time tracking, and actionable insights to help our clients achieve significant savings and enhance profitability.] Q2 ["2. How does ARGOZ help financial institutions reduce costs? ARGOZ employs advanced data analytics and machine learning to analyze scheme invoices and identify cost-saving opportunities. Our flagship software, SAVVY, can reduce Visa and Mastercard fees by up to 15% by automating the analysis of billing events and providing actionable insights for cost optimization."] Q3 ["3. What challenges do ARGOZ's solutions address? ARGOZ addresses several key pain points for financial institutions, including the complexity and opacity of scheme billing, inefficient resource utilization, and difficulty in understanding business profitability. Additionally, we help manage the complexity arising from the variety of factors involved in interchange fees and discount rates, ensuring the institution avoids profitability leakages. Our solutions simplify invoice analysis and transactional data, optimize transaction related fees, and provide clear, actionable insights for better strategic decision-making."] Q4 ["5. Who can benefit from ARGOZ's services? Financial institutions, including banks, fintech companies, and card issuers with a large volume of credit card transactions, can benefit from ARGOZ's services. We focus on entities looking to optimize their scheme costs and improve profitability through efficient cost management and strategic consulting."]